🏡IMSPARK: A Nation Where Wealth Belongs to Everyone 🏡

🏡Imagine... A Nation Where Wealth Belongs to Everyone 🏡

💡 Imagined Endstate:

A future where every family, regardless of zip code or bank balance, owns a stake in their community—through property, business, retirement accounts, and other appreciating assets. A future where wealth isn’t exclusive—it’s distributed, durable, and tied to dignity.

📚 Source:

Gary Community Ventures, Aspen Institute Financial Security Program, & The Bridgespan Group. (2024). ASSEMBLE100 Report. https://garycommunity.org/wp-content/uploads/2024/12/ASSEMBLE100-Report.pdf

💥 What’s the Big Deal:

Wealth inequality isn’t just unfair—it’s economically destructive. The bottom 50% of U.S. households own only 2.5% of the nation’s wealth, while the top 10% hold more than 75%. 📉 This concentration of wealth stifles innovation, sidelines talent, and erodes community well-being. Ownership investing is a bold response.

The ASSEMBLE100 Summit brought together over 100 diverse leaders to spark a national movement around ownership investing—investment models that give working families direct access to appreciating assets like homes, small business shares 💼, fractional real estate, employee stock ownership, and individual retirement accounts 💳. These aren’t handouts—they’re infrastructure for household resilience, economic mobility, and intergenerational prosperity.

Ownership isn’t a reward for the wealthy—it’s the foundation of financial dignity. It gives people voice in decisions, buffers against shocks 🌪️, and opens paths to education, homeownership, and entrepreneurship 🛠️. The report urges a reframing: build wealth alongside income, not after. Waiting until families are “ready” excludes them from the very tools that make them ready.

Without access to ownership, families fall prey to predatory debt, stagnation, and instability. With it, they gain the tools to shape their futures and communities. 🌱 Ownership investing is how we seed equity—not just in portfolios, but in people.

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