⚖️IMSPARK: Economy Where Pay Reflects Shared Prosperity⚖️

⚖️Imagine… Economy Where Pay Reflects Shared Prosperity⚖️

💡 Imagined Endstate:

A Blue Pacific region in which executive compensation aligns with community outcomes, where companies report transparent pay ratios, and where top-tier pay is tied to job quality, regional investment, and equitable livelihood creation, ensuring island workers, entrepreneurs, and families all benefit from growth.

📚 Source:

Bivens, J., Gould, E., & Kandra, J. (2025, September 25). CEO pay has skyrocketed over the last six decades. Economic Policy Institute. Link.

💥 What’s the Big Deal:

According to the Economic Policy Institute, in 2024 CEOs of the largest U.S. firms earned an average compensation ~ 281 times that of the typical worker. Since 1978, CEO pay has grown by over 1,000%, while typical worker pay increased only ~26% in the same period 📊.  These skewed dynamics aren’t just U.S. issues; they reflect global questions of governance, fairness, and economic structure, issues that matter deeply for Pacific island economies, which face unique labor, cultural, and development contexts.

In the Pacific, where small-and-medium enterprises, Indigenous enterprises, and community workers form the backbone of the economy, the chasm between executive-level pay and worker incomes matters. When leadership compensation skyrockets while wages stagnate, investment in local capacities, inclusive job creation, training, and wealth retention suffers💼. For island communities that rely on collective advancement rather than winner-take-all models, the CEO pay story becomes a proxy for broader economic justice: Are we building systems that serve communities, or ones that channel gains upward?

Narrowing this gap is not simply about morale, it’s about structural change. It touches on board governance, pay disclosure, stakeholder alignment, job quality standards, and how companies in the Pacific value workers, place, and culture👥. For Pacific policy-makers, business leaders, and resilience advocates, this report invites a deeper question: what does leadership pay mean in an economy rooted in community, culture, climate risk, and collective sovereignty? Addressing the CEO-worker pay ratio is therefore a step toward a Pacific economy where everyone has a stake in success, starting with fair pay and meaningful employment.

As the Blue Pacific charts its path toward resilience and prosperity, it must also grapple with how we distribute value and reward leadership. When executive pay is disconnected from community wellbeing, long-term economic health is compromised🌴. A just Pacific economy is one where leaders are compensated fairly, not excessively; where excess at the top does not translate into scarcity at the base. By aligning compensation practices with cultural values of responsibility, reciprocity, and collective advancement, the region can ensure that growth uplifts every person, every island, every household. In doing so, we build not just jobs, but shared futures.

#PayEquityPacific, #LeadershipAccountability, #IslandEconomies, #WorkerValue, #InclusiveGrowth, #PacificJustice, #FairCompensation,#ParadigmShift, #Intersectional, #RICEWEBB, #IMSPARK,

👵IMSPARK: Growing Older Means Thriving👵

👵Imagine… Growing Older Means Thriving👵

💡 Imagined Endstate:

A Blue Pacific region where older adults enjoy extended years of health, purpose, and community participation, supported by proactive policies, inclusive employment, strong care systems, and culturally rooted wellness practices, resulting in economic vitality, social resilience, and intergenerational stability.

📚 Source:

Nuzum, D., Linzer, K., Kumar, P., & Nagarajan, N. (2025, September 4). The economic case for investing in healthy aging: Lessons from the United States. McKinsey Health Institute. Link.

💥 What’s the Big Deal:

For every US $1 invested annually in healthy-aging interventions, the analysis finds potential returns of around US $3 in economic and healthcare benefits 📈. The study assessed 17 specific interventions across eight key avenues—from preventing falls and improving housing safety , to promoting social participation and age-inclusive employment, and found returns ranging from 1× to 24× the investment. 

For Pacific Island communities, facing aging populations, limited healthcare infrastructure, rising NCDs (non-communicable diseases), and cultural obligations of elder care, this evidence signals a major pivot point. Investing in older adults isn’t just a social good; it’s economic strategy, workforce planning, and resilience building🏠. Older adults in island contexts bring deep cultural knowledge, community leadership, and familial roles; harnessing that through inclusive systems (e.g., lifelong work, mentoring, community health roles) turns what is often framed as a ‘burden’ into a resource.

Moreover, preventive and ecosystem-wide strategies (housing adaptation, digital literacy, social inclusion) help shift costs from reactive care to proactive support👥, reducing strain on health systems and strengthening local economies in our climate-vulnerable region. The Big Deal: healthy aging is an investment in community, continuity, and capacity, especially in a Blue Pacific context.

As the Blue Pacific prepares for shifting demographics, the path forward is clear: Aging well must be a strategic pillar, not an afterthought. By aligning cultural respect for elders with purposeful roles, inclusive economic structures, and prevention-focused care models, Pacific leaders can transform aging into an asset🌴. When communities invest in older adults, they invest in their own futures, building continuity, wisdom, and resilience across generations. 

#HealthyAgingPacific, #BluePacificResilience, #LongevityEconomy, #IslandCommunity, #Strength, #AgeInclusiveWorkforce, #PacificHealthEquity, #ThrivingElders,#ActiveAging,#IMSPARK,

🤝IMSPARK: Pacific Micro-Entrepreneurs Building Dreams🤝

🤝Imagine… Pacific Micro-Entrepreneurs Building Dreams🤝

💡 Imagined Endstate:

A vibrant Pacific where tourism-micro, small and medium enterprises (MSMEs) flourish, from remote villages to coastal resorts, supported by tailored training, digital capacity, formalization and inclusion, creating culturally rooted visitor experiences and resilient local economies across islands like the Papua New Guinea and beyond.

📚 Source (APA):

Papua New Guinea Tourism Promotion Authority & Small and Medium Enterprises Corporation. (2025, July 29). TPA and SMEC partner to boost tourism MSMEs across PNG. Link.

💥 What’s the Big Deal:

A new five-year MoU between the PNG Tourism Promotion Authority (TPA) and the Small and Medium Enterprises Corporation (SMEC) signed on 27 June 2025 at Port Moresby formalizes a joint effort to support tourism-focused MSMEs across Papua New Guinea. This collaboration will deliver entrepreneurship training 🎓, business formalization assistance, financial literacy support, trainer-of-trainers programs, and shared regional business hubs. 

For the Pacific region, this matters because the tourism sector is a high-potential engine for inclusive growth that has often bypassed small operators and remote communities. The partnership bridges the gap between aspiration and capability by equipping local entrepreneurs to meet standards, engage global markets, and maintain cultural integrity 🌴.

It also aligns with resilience goals: by formalizing MSMEs, enhancing compliance and business management, and expanding access to finance, the initiative strengthens local capacities to adapt to climate shocks, supply-chain disruptions, and shifting visitor patterns ⚠️. In effect, it transforms tourism from a fragile seasonal opportunity into a stable foundation for community livelihoods and cultural stewardship.

Additionally, by prioritizing MSMEs, youth engagement, and regions beyond major urban centers, the MoU reflects Pacific values of shared prosperity and empowerment, ensuring that tourism growth benefits the many, not just the few. This TPA-SMEC partnership is more than a policy announcement, it is a commitment to empower island entrepreneurs, preserve culture, and build tourism systems rooted in community strength 📝. For Pacific development actors like HPAG, NHOAs and local stakeholders, this is an invitation: to invest in capability, support locally-led growth, and shape tourism that sustains not just visitors, but lives, heritage and ecosystems. The Blue Pacific’s future is one of opportunity when MSMEs are equipped, trusted and centered.

#PacificMSMEs, #IslandEntrepreneurs, #InclusiveGrowth, #BluePacific, #Economy, #TourismResilience, #YouthTourism, #CulturalSustainability, #CommunityEmpowerment, #IMSPARK,

🧬IMSPARK: Pacific Economy Anchored in Genetic Resilience🧬

🧬Imagine… Pacific Economy Anchored in Genetic Resilience🧬

💡 Imagined Endstate:

A thriving shellfish-aquaculture sector across the Pacific islands, anchored in hatcheries, genetics labs, and traditional knowledge, where oysters, clams and other bivalves are bred for climate-resilience, scale, and food-security, providing meaningful employment, regional exports, and cultural pride for Pacific communities.

📚 Source (APA):

Jamestown Seafoods & Pacific Hybreed. (2025). Advancing shellfish aquaculture at HOST Park [Client story]. HOST Park. Link.

💥 What’s the Big Deal:

At the intersection of culture, science, and commercial scale lies a powerful story in Kona: Jamestown Seafoods, major producer of oyster seed, partnering with Pacific Hybreed, specialist in shellfish genetics and breeding, to build a future of resilient shellfish production in the heart of the Pacific🌊. Their work at HOST Park leverages key advantages: deep-sea nutrient-rich water, year-round growing conditions, and a collaborative culture of open innovation. 

With ocean acidification, warmer waters, and disease threatening shellfish globally, the genetics work by Pacific Hybreed (targeting yield, disease-resistance, climate adaptation) is essential for long-term viability of aquaculture in island settings🦪.

Jamestown’s production supports 75–80% of West Coast shellfish supply through Kona infrastructure, a globally significant hub that could be a blueprint for Pacific production hubs📈. 

The partnership embodies Pacific values of generational thinking (“seven generations” of tribal vision) and community-anchored industry🌺. The Jamestown S’Klallam Tribe’s role underscores that this is more than business, it’s culture, identity, community resilience.

For Pacific island economies facing import dependency, food security risk, and structural vulnerabilities, building local value chains in shellfish presents an opportunity for export earnings, employment, youth engagement, and climate-adaptive livelihoods🤝.

Additionally, the science-industry linkage in Kona (hatchery + genetics R&D) models how the Pacific can become not just a user but a generator of blue-economy innovation, integrating traditional knowledge, cutting-edge research, and global markets💸.

This partnership is more than an aquaculture success story, it is a blueprint for Pacific-led innovation. By combining Indigenous stewardship, advanced genetics, and world-class infrastructure, Jamestown Seafoods and Pacific Hybreed demonstrate how the Blue Pacific can shape the future of sustainable oceans🌅. For island communities seeking food security, stable livelihoods, and climate-resilient industries, this model proves that the Pacific is fully capable of leading global change while honoring cultural lineage and generational responsibility.

#BluePacificShellfish, #AquacultureResilience, #PacificInnovation, #ClimateReady, #OceanFarms, #ShellfishGenetics, #IndigenousEntrepreneurship, #FoodSecurityPacific,#CBED,#RICEWEBB,#IMSPARK,

🛠️IMSPARK: Pacific Leading the Way to Jobs & Growth🛠️

🛠️Imagine… Pacific Leading the Way to Jobs & Growth🛠️ 

💡 Imagined Endstate:

A resilient Blue Pacific where local enterprises, cooperatives, and SMEs modernize through tailored business-upgrading, creating high-quality, climate-resilient, culturally grounded jobs for Pacific youth, women, and families.

📚 Source (APA):

Grover, A. (2025). Upgrading businesses for more and modern jobs. International Finance Corporation. Link.

💥 What’s the Big Deal:

The IFC report shows that intensive, tailored business-upgrading directly boosts enterprise performance, raising firm sales by around 6% 📈, increasing profits 6–12%, and improving long-term firm survival. But the deeper opportunity is jobs: modern, stable, higher-quality employment emerges when businesses receive targeted support, including consulting, mentoring, digital adoption 💡, and operational strengthening. These gains take time (2–5 years), yet the results are transformative, especially for micro and small firms.

For the Pacific region, where many communities face climate disruptions, geographic isolation 🌍, and youth unemployment, business-upgrading isn’t just economic development, it’s resilience building. Upgraded Pacific enterprises can adopt digital tools, expand regional value chains, implement green practices, and create employment pathways tied to culture, community, and local sovereignty 🤝. This matters profoundly for Hawai‘i, Guam, American Sāmoa, the Northern Marianas, and the continental U.S. Pacific diaspora, where businesses are the backbone of local identity and economic mobility.

By investing in Pacific business-upgrading now, the region positions itself not simply to “create jobs”, but to create modern, meaningful Pacific jobs 👩🏽‍💼 that anchor community stability for generations.

#PacificEnterprise, #Upskill, #ModernJobs, #IslandInnovation, #InclusiveGrowth, #PacificResilience, #GreenJobsPacific, #WorkforceFutures,#IMSPARK,

🧒🏽IMSPARK: Every Child Has a Fair Start🧒🏽

 🧒🏽Imagine… Every Child Has a Fair Start🧒🏽

💡 Imagined Endstate:

A Blue Pacific where families, from Hawai‘i to Guam to the continental U.S. diaspora, benefit from strong, inclusive tax-credit systems that permanently lift children out of poverty, stabilize households, and build early wealth for the next generation of Pacific Island leaders.

📚 Source (APA):

National Academies of Sciences, Engineering, and Medicine. (2025, September 8). Federal tax credits in 2021 lifted more than 2 million children out of poverty, says new report. Link.  

💥 What’s the Big Deal:

In 2021, expanded federal tax credits, especially the Child Tax Credit (CTC) and Earned Income Tax Credit (EITC), lifted more than 2 million children out of poverty 📊, including many in Pacific Islander communities. These credits became more generous, fully refundable 🧾, and delivered monthly, which meant families finally received support when they needed it, not months later. For Pacific households struggling with high housing costs, multigenerational caregiving, and Hawai‘i’s unique cost-of-living burdens, this was transformative.

The National Academies report confirmed that these financial supports did not reduce employment, a common criticism—but instead strengthened family stability, improved child wellbeing, and reduced food insecurity 🌱. Children in single-parent households, larger families, and low-income communities saw the greatest gains. Importantly, these are the exact demographics where Pacific Islander families are disproportionately represented.

But the Big Deal is bigger than one year’s success. The evidence shows that direct cash support is one of the most powerful child-resilience tools available, especially as climate change increases economic shocks in Pacific regions 🌧️. Monthly credits reduce stress, improve health outcomes, and strengthen long-term educational and economic trajectories.

For the Pacific, this is a roadmap to action ⚖️ by creating an inclusive tax systems, ensure COFA families and mixed-status households are not excluded, expand outreach, and integrate culturally grounded financial capability programs. With the right policies, we can build a generation for Pacific children who start life not in crisis, but in stability and opportunity 🤝.

#EarlyWealth, #PacificFamilies, #ChildTaxCredit, #EconomicJustice, #IslandResilience, #PovertyReduction, #PacificLeadership,#IMSPARK,

🌊IMSPARK: Pacific With Its Own Resilience Financing🌊

🌊Imagine… Pacific With Its Own Resilience Financing🌊

💡 Imagined Endstate:

The Pacific Islands region fully operates the Pacific Resilience Facility (PRF), a Pacific-owned, Pacific-led financing institution that delivers climate and disaster-resilience grants directly to island communities, bypassing historical barriers and setting a model of regional self-reliance, equity, and climate justice.

📚 Source (APA):

Pacific Islands Forum Secretariat. (2025, September 10). RELEASE: Historic day for the Blue Pacific as leaders sign the PRF Treaty. Link.

💥 What’s the Big Deal:

On 10 September 2025, Pacific leaders achieved a landmark collective decision when they signed the Agreement to Establish the Pacific Resilience Facility, making it the first Pacific-owned international financial institution dedicated to climate and disaster resilience across the region🌍.

For the Blue Pacific, this moment means shifting from decades of “too little, too slow, too complicated” access to global climate finance to one where island nations own the mechanism🛠️, set the agenda, and directly route support into communities on the front-lines. It also sends a strong geopolitical signal: the region is asserting agency in a time of intensifying external interest and influence. The PRF still faces the task of raising its initial target of US$500 million by end-2026, but the treaty’s signing anchors it in a credible institutional foundation.

Ultimately, this step is not just about money💰, it’s about identity, sovereignty, solidarity, and the future of Pacific communities. The Blue Pacific is building resilience on its own terms, for its people, and for the planet.

#BluePacific, #PacificResilience, #ClimateJustice, #IslandSolidarity, #PacificLeadership, #ResilienceFinance,#ActNowTogether,#IMSPARK,

🏝️IMSPARK: Pacific Paths to Peace & Self-Determination🏝️

🏝️Imagine... Pacific Paths to Peace & Self-Determination🏝️

💡 Imagined Endstate:

A Pacific region where Bougainville, Kanaky/New Caledonia, and West Papua achieve peaceful, democratic resolutions to their political futures, free from suppression, geopolitical manipulation, and broken promises. A region where self-determination strengthens stability and where Pacific voices shape Pacific destinies.

📚 Source (APA):

Pohle, C. (2025, September 28). Melanesian independence movements: Violence arises from state suppression. Substack. Link.

💥 What’s the Big Deal:

Melanesian independence movements, Bougainville, Kanaky/New Caledonia, and West Papua, are reshaping the Pacific’s political future. The core issue, as this report makes clear, isn’t the movements themselves but state suppression that fuels unrest, violence, and geopolitical openings. Across the region, the pattern is consistent: communities pursuing self-determination have faced broken promises 💔, militarization, voter manipulation 🗳️, and disenfranchisement that undermine trust and stability.

For the United States and partners, the stakes are high. Perceived neutrality 🤝 often rings hollow when weighed against historical actions, rhetoric, or tacit support for central governments. When pro-independence groups feel ignored or blocked, they may turn toward China 🇨🇳, not because independence inherently creates vulnerability, but because suppression creates resentment, and resentment creates opportunity for outside influence.

The Pacific Islands Forum and Melanesian Spearhead Group have consistently highlighted these issues, signaling that decolonization remains a frontline concern for Pacific identity 🌺 and regional solidarity. Genuine stability will only emerge through inclusive, democratic pathways that honor Pacific communities’ right to self-determination.

By understanding these dynamics, and respecting Pacific-led solutions, the region can avoid another 50 years of instability and instead build a future rooted in justice ⚖️, dignity, and peace.

#PacificSelfDetermination, #Melanesia #Bougainville, #Kanaky, #WestPapua, #PacificLeadership, #PeaceAndJustice,#IMSPARK,

🌺IMSPARK: A Climate-Ready Pacific With Prosperity🌺

 🌺Imagine… A Climate-Ready Pacific With Prosperity🌺

💡 Imagined Endstate:

A resilient Pacific where island nations lead the world in climate-health innovation, protecting workers, strengthening food systems, and fortifying healthcare through culturally grounded, data-driven strategies that turn vulnerability into economic strength.

📚 Source (APA):

World Economic Forum. (2025). Building economic resilience to the health impacts of climate change. Link.

💥 What’s the Big Deal:

Pacific Island nations stand among the most climate-exposed regions in the world, making the findings of this report especially urgent for our future. With projections of 14.5 million excess deaths by 2050 🌍 and climate-driven worker losses across key sectors, agriculture, construction, healthcare, and insurance 📊, the climate-health crisis is not abstract; it is already reshaping Pacific livelihoods.

Extreme heat 🌧️ and food system instability threaten agricultural workers, while vulnerable infrastructure puts communities at heightened risk. Yet the report reveals a remarkable opportunity: less than 5% of global adaptation funding supports health, creating space for Pacific-led innovation to fill a global gap. By advancing climate-smart farming, resilient building design, telehealth expansion 🩺, and culturally grounded risk reduction, the Pacific can redefine what climate-ready health systems look like.

Through regional coordination, traditional knowledge , and emerging tools like AI forecasting 📊, the Pacific can protect its people while modeling a new pathway for global climate-health resilience, one rooted in equity, sovereignty, and shared prosperity.

#PacificResilience, #ClimateHealth, #IslandInnovation, #HealthEquity, #AdaptationFunding, #PacificLeadership, #ClimateReadyFuture, #CommunityEmpowerment, #IMSPARK,

🔄IMSPARK: Raising A Bridge Together 🔄

  🔄Imagine... Raising A Bridge Together 🔄

💡 Imagined Endstate:

A world where every child, regardless of background, income, or where they live, enters school with real equity in opportunity. Where preschool, early support, and community engagement ensure that no one is left behind simply because of family or geography.

📚 Source:

García, E., & Weiss, E. (2025). Education Inequalities at the School Starting Gate: Gaps, Trends, and Strategies to Address Them. Economic Policy Institute. Link.

💥 What’s the Big Deal:

The study shows that children from the lowest socio-economic status (SES) quintile enter kindergarten with significantly lower cognitive and non-cognitive skills than peers from the highest SES quintile, gaps of over 1 standard deviation in reading and math for the 2010 cohort 📘. Crucially, these gaps have not narrowed between the 1998 and 2010 cohorts 📊, even while parents from low-SES backgrounds increased their early-education engagement.

What this means is profound: children who start behind often stay behind, and in education that spells closed doors later in life, lower earnings, fewer opportunities, and weakened social mobility. For communities in remote or island settings 🌍, such as Pacific Island Developing States, these inequalities are amplified by geography, limited resources, and fewer preparatory programmes 🏝️.

The report recommends investments in high-quality preschool 🏫, continuous supports (academic, health, nutrition), strong parental expectations, and whole-child frameworks. For island and underserved regions, it signals that boosting early-childhood foundations is a lever for generational change, if support is sustained and connected to policy systems 📈.

#EarlyLearningEquity, #StartTogetherStayTogether, #EducationAccess, #PacificIslandChildren, #ClosingGaps, #IntergenerationalChange, #WholeChildApproach,#IMSPARK,

📉IMSPARK: Disaster Funds You Can’t Rely On📉

 📉Imagine... Disaster Funds You Can’t Rely On📉

💡 Imagined Endstate:

Communities, whether on the U.S. mainland or remote Pacific islands, have timely access to funds for rebuilding after disasters. They know who will pay, when, and how. Resilience is built, not postponed.

📚 Source:

DeCesaro, J. & Labowitz, S. (2025, September 19). The Trump Administration Is Quietly Curbing the Flow of Disaster Funding. Carnegie Endowment for International Peace. Link.

💥 What’s the Big Deal:

The article reveals that the Federal Emergency Management Agency (FEMA)’s Disaster Relief Fund (DRF), which state and local governments rely on after disasters, is nearly empty and being treated as if only immediate life‑saving needs qualify for reimbursement 🛑. Funding that used to cover long‑term recovery, mitigation and reimbursement for past disasters is being delayed, withheld or shifted to new criteria. At the same time, the budget process in Congress has stalled, reference budgets are used instead of new appropriations, meaning the uncertainty extends into future fiscal years. 

For Small Island Developing States (SIDS) and remote communities, like those in the Pacific, this delayed and uncertain funding is especially dangerous 🌊. These places face high‑cost disasters, extended reconstruction timelines and limited domestic revenue. When cash from federal grants is frozen or uncertain, rebuilding is delayed, debt increases, services falter and local resilience erodes. Simply put, you cannot plan or invest in safety if you do not know when help will come, or if it will come at all.

The broader message: when external support becomes unreliable, local agency must deepen. Nations and territories must invest in self‑reliance, regional mechanisms and sustainable finance rather than depending on uncertain external flow🔁. This moment highlights the importance of building capacity to respond now, not waiting on external promises. The Pacific cannot assume someone else will always back them. They must claim their future and funding frameworks with clarity, speed and authority.

#DisasterFunding, #PacificResilience, #FEMADRF, #IslandRecovery, #FundingUncertainty, #BuildingCapacity,#IMSPARK,

⚖️IMSPARK: Finance Innovation — Leaving No One Behind ⚖️

 ⚖️Imagine... Finance Innovation — Leaving No One Behind ⚖️

💡 Imagined Endstate:

A financial system where digital platforms empower individuals everywhere, from remote Pacific atolls to urban hubs, where payments, savings, credit and insurance are inclusive, instant, and under local‑control rather than external dependence.

📚 Source:

Aldasoro I., Frost J., Shreeti V. (2025, September). Tech Meets Finance. Finance & Development, IMF. Link.

💥 What’s the Big Deal:

Emerging digital finance, fintech wallets, big‑tech lending, stablecoins and instant payments, is reshaping how systems work💳. But the article warns: innovation alone doesn’t guarantee better outcomes. Without public‑policy frameworks, transparency and inclusive design, new finance can deepen inequality, reduce sovereignty and exclude vulnerable communities.

For Pacific Island Developing States (SIDS), these risks are magnified. Digital platforms could leapfrog infrastructure costs and connect remote populations across oceans 🌊. But if systems are built on external tech or foreign platforms, data and value may flow out instead of being captured locally 📡. The IMF authors note that systems like India’s UPI or Brazil’s Pix succeeded because public‑sector participation and open access were built in. In small‑island contexts, similar design means the difference between inclusion and dependency.

Policy choices matter: how regulation treats stablecoins, what rights users have, how credit is extended, and whether financial innovation serves local priorities or global platforms. The article argues that innovation should complement existing institutions, not simply bypass them. For islands, facing high remittance costs, limited banking access, and migration, digital finance could be transformative. But only if institutions, regulation and local capacity evolve in parallel 🧭.

Innovation may rewrite finance, but without governance, inclusion and local agency it can deepen fragility rather than reduce it.

#DigitalFinance, #FinancialInclusion, #PI-SIDS, #Fintech, #Stablecoins, #Innovation,#IMSPARK,